Home Commentary American Banks Left the Door Open. European Fintechs Are Walking In. The new battleground for U.S. banking will be about who owns relationships, not who has the biggest balance sheet. Netflix Inc. co-founder and former CEO Reed Hastings said a few things in 2014 that American banks and fintechs should consider pinning on…
Not long ago, sending money meant one thing: walking into a bank. You handed over forms, waited several business days, and paid fees nobody ever properly explained. That system still exists. But honestly, it has been left behind by something much better. Today you can move money across the world from your couch. In seconds….
Financial giants in Japan partner with AI firms to build zero-trust cybersecurity defenses. This article appears in the July/August issue of Global Finance Magazine. Japan’s banking sector is becoming a high-stakes proving ground for AI-driven cybersecurity. As autonomous “frontier AI” models rapidly increase the speed and scale of cyberthreats by identifying zero-day vulnerabilities, the country’s…
Many people across the UK are now checking whether they could be owed compensation for a mis-sold car finance agreement. Over the past few years, concerns have been raised about the way some car finance deals were arranged, particularly where dealers received commission that customers were not fully told about. Research by the Financial Conduct…
The island republic is bouncing back from a difficult 2025, and investor confidence is high; however, structural issues remain. This article appears in the July/August issue of Global Finance Magazine. Looking to bounce back after a disappointing 2025, the Dominican Republic’s economy still faces significant hurdles, including the conflict in the Middle East and internal…
Ask any financial advisor what to do with a stock position worth more than half your net worth, and the answer is always the same: diversify. Yet founders are somehow expected to ignore that advice entirely, simply because the concentrated position happens to be the company they built. This double standard is exactly why founders…
Falling job-growth numbers drive more people to the gig economy to supplement their income. The preliminary and seasonally adjusted job-growth numbers for July issued by the U.S. Bureau of Labor Statistics on August 7, paint a picture of a continuing slowing economy, as the agency reported an overall loss of 23,000 non-farm jobs over the…
If you haven’t been following the sports news recently, know that there have been major ructions at the heart of the US college football system. In essence, the SEC – arguably the strongest and most influential conference in the collegiate system – has threatened to form a breakaway league, one that is free of control…
Can fintech bridge Colombia’s financial gap? Recent policy shifts and new leadership suggest it can. This article appears in the July/August issue of Global Finance Magazine. After several years of subdued growth, weighed down by weak fixed investment, high borrowing costs, persistent productivity constraints, and a complex political environment, Colombia’s next growth story is taking…
Losing your ability to work can bring financial stress as well as a long list of forms. If a serious illness or injury means you are unlikely to work again, you may already have total and permanent disability (TPD) insurance through your super account. Many people do not review this cover until they need it….