It’s not necessary that every borrower will be able to satisfy a bank’s standard mortgage checklist. Conventional underwriting is designed for a specific type of borrower—one with a steady paycheck, who can produce two years of tax returns, and has a clean credit history. Unfortunately, millions of financially stable freelancers, investors, and retirees are denied…
As Head of Group Transaction Banking at Raiffeisen Bank International (RBI), I have witnessed how European exporters navigate an increasingly complex global trade environment. With over 30 years of experience in cash management and transaction banking, I have come to view success in international business as a function of resilience, digital readiness, and the right…
In many instances, Ponzi schemes appear quite legitimate, at least initially, particularly for novice investors looking for safe and consistent investments. But, in addition to their promises of reliability and stability, these schemes are structurally flawed. “Ponzi schemes function based on appearance, not substance,” explains Scott Silver, an experienced Ponzi Scheme Law attorney at Securities…
Home Awards Award Winners Best Treasury and Cash Management Banks 2026 | Latin America Inflation and other pressures are placing greater demands on the region’s treasurers. They expect their banks to provide enhanced services. Across Latin America, the treasury landscape is evolving rapidly as CFOs demand greater real-time liquidity, automated risk mitigation, and strategic data…
I got a cool trick for you. You can just paste an HTML email into Gmail. So let’s say you’re using (the very nice) MJML language to create an nice responsive cross-client-compatible email on CodePen. Like this one. You can just select all that nice visual output and Copy it. Then in Gmail, make a…
…Two common strategies for paying down credit card debt are the debt avalanche method and the debt snowball method… Credit cards have become an integral part of modern-day life. From day-to-day payments like restocking the fridge, to larger purchases like furniture or holidays, they can be a convenient and helpful tool, helping you spread the…
This story appeared in Today, Explained, a daily newsletter that helps you understand the most compelling news and stories of the day. Subscribe here. President Donald Trump’s on-again, off-again war with Iran is officially on again. (So recursive is this never-ending conflict, in fact, that I had to search my inbox to confirm I hadn’t…
Home Awards Award Winners Best Treasury and Cash Management Banks 2026 | Central and Eastern Europe In a complex regional landscape, banks benefit from offering localized strategies. Navigating the complex financial landscape of Central and Eastern Europe (CEE) requires sophisticated treasury strategies tailored to local conditions, laws, and regulations. As regional connectivity evolves, leading financial…
Could there be a better way to welcome the new month than with a new collection of desktop wallpapers? Whether you’re holding tightly onto summer or eagerly awaiting autumn, we’ve got some eye-catching designs to make your September just a bit more colorful. Enjoy! For more than 15 years already, our monthly wallpapers series has…
By Pierre de Villiers “Both ways I sat at a table with a family of three and in both situations, I saw the same behaviour,” says the co-founder and Editorial Director of Storytime Magazine, the pioneering UK children’s media brand. “The adults sat down and straight away plugged themselves and the child into screens to watch…