The self-employed tax problem is not a new one. Independent contractors, consultants, freelancers, and 1099 workers across every industry have long faced a common challenge: without an employer to withhold taxes on their behalf, self-employed individuals are responsible for estimating their own tax liability, organizing their records, and making timely payments throughout the year. Without…
The creator of the TV show The Good Place wrote a tie-in book about moral philosophy which includes a chapter called “The Luck of the Draw,” discussing how the myth of meritocracy leads people to “underestimate the role that luck has played in their lives.” Given how God seems to play dice with the universe, there is something compelling in the way art…
“Like many digital publishers globally, we realised that reader revenue was not just an opportunity but a logical next step in our digital evolution,” says Arun Rahim, Head of Business Development, Manorama Online. Based in Kerala, India, the parent news publishing house, Malayala Manorama, was founded in 1888, and the newspaper has a daily circulation…
Erin Piacenti, 32, died following an unprovoked attack in Midtown Manhattan on Monday, police said. NEW YORK—Erin Piacenti, a 32-year-old Bank of America vice president, was killed Monday in a Times Square stabbing that left another person injured. “We are shocked and deeply saddened by the tragic loss of our colleague. She was a valued…
It’s not necessary that every borrower will be able to satisfy a bank’s standard mortgage checklist. Conventional underwriting is designed for a specific type of borrower—one with a steady paycheck, who can produce two years of tax returns, and has a clean credit history. Unfortunately, millions of financially stable freelancers, investors, and retirees are denied…
As Head of Group Transaction Banking at Raiffeisen Bank International (RBI), I have witnessed how European exporters navigate an increasingly complex global trade environment. With over 30 years of experience in cash management and transaction banking, I have come to view success in international business as a function of resilience, digital readiness, and the right…
In many instances, Ponzi schemes appear quite legitimate, at least initially, particularly for novice investors looking for safe and consistent investments. But, in addition to their promises of reliability and stability, these schemes are structurally flawed. “Ponzi schemes function based on appearance, not substance,” explains Scott Silver, an experienced Ponzi Scheme Law attorney at Securities…
Home Awards Award Winners Best Treasury and Cash Management Banks 2026 | Latin America Inflation and other pressures are placing greater demands on the region’s treasurers. They expect their banks to provide enhanced services. Across Latin America, the treasury landscape is evolving rapidly as CFOs demand greater real-time liquidity, automated risk mitigation, and strategic data…
I got a cool trick for you. You can just paste an HTML email into Gmail. So let’s say you’re using (the very nice) MJML language to create an nice responsive cross-client-compatible email on CodePen. Like this one. You can just select all that nice visual output and Copy it. Then in Gmail, make a…
…Two common strategies for paying down credit card debt are the debt avalanche method and the debt snowball method… Credit cards have become an integral part of modern-day life. From day-to-day payments like restocking the fridge, to larger purchases like furniture or holidays, they can be a convenient and helpful tool, helping you spread the…